Whole-home finance

Furniture on Bad Credit

A dented credit file shouldn't mean a bare living room. Our TrustPay plan looks at your affordability today, not the mistakes of five years ago. Choose sofas, beds and dining sets from one catalogue and spread the cost with fixed weekly payments.

Real furniture, real approval — for people the high street keeps saying no to.
  • Soft-search only — your credit score is untouched
  • Fixed weekly payments from £9
  • Delivered fully assembled in 10 working days
  • CCJs, defaults and Universal Credit welcome
Get £1,200 Now

Soft search · No footprint · 60-second decision

Furniture on Bad Credit

Common questions

You asked.

Will applying hurt my credit score?
No. We run a soft search that is invisible to other lenders.
What if I've had a CCJ?
CCJs, defaults and IVAs are all considered. Affordability matters more than history.

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