Issue 001 · 0% APR TrustPay finance
Furnish the home.
Skip the credit check.
Sofas, beds and dining sets on soft weekly payments. No hard credit check, no landlord letters — just an affordable home, delivered in ten working days.
- 0% APR TrustPay
- Sofas, beds, dining
- Room-set bundles
- Delivered in 10 working days
The Ashcroft living room
Delivered Tuesday. On the sofa Wednesday.
Rooms this week
Three rooms, financed softly.
How it works
Three quiet steps between you and a full living room.
01
Soft-search apply
Sixty seconds. Invisible to other lenders. CCJs and Universal Credit welcome.
02
Choose the room
Sofa, bed or the whole room-set. Bundle and save ten per cent.
03
Delivered in ten days
Fully built where possible. First payment the week after arrival.
A softer bedroom
First payment starts a week after delivery.
Editor's letter
"A dented credit file shouldn't mean a bare living room. This is furniture finance the way it should have been all along — soft, transparent, and human."
— The Editors
The full index
Finance, room by room.
Whole-home finance
Furniture on Bad Credit
Furnish every room with 0% APR TrustPay — no hard credit check, no deposit deadlock. Approval in minutes.
Living room
Sofa on Bad Credit
3-seaters, 2-seaters and full suites on TrustPay finance — approved on the same day, no credit check drama.
Corner units
Corner Sofa No Credit Check
Order a left- or right-hand corner sofa with no hard credit check. TrustPay soft-search only.
Bedroom
Bed Frame on Bad Credit
Ottoman, upholstered and wooden bed frames financed with no hard credit check.
Sleep
Mattress Pay Monthly
Memory foam, pocket sprung and hybrid mattresses — pay monthly with 0% APR TrustPay.
Divans
Divan Bed Bad Credit
Two-drawer and four-drawer divan beds available on soft-search TrustPay finance.
Dining
Dining Table Bad Credit
4-seater and 6-seater dining tables with matching chairs, financed weekly.
Storage
Wardrobe Pay Monthly
2, 3 and 4-door wardrobes with mirror, drawers and hanging rails — weekly payments.
Kids' rooms
Kids Bed on Finance
Character beds, mid-sleepers and cabin beds — pay weekly with no hard credit check.
Bunks
Bunk Bed No Credit Check
Wood and metal bunk beds with a soft-search only application. No footprint on your file.
Living room
TV Unit Bad Credit
Wide TV benches and full media walls financed weekly with no hard credit check.
Seating
Armchair Bad Credit
Accent armchairs, wingbacks and cuddle chairs — pay weekly, soft-search only.
Room bundles
Living Room Set Bad Credit
Sofa, coffee table, TV unit and rug — one order, one weekly payment.
Room bundles
Bedroom Set Pay Monthly
Bed, mattress, wardrobe and drawers as one weekly-pay bundle.
Dining
Dining Set No Credit Check
Table plus chairs on soft-search TrustPay. No hard footprint.
Dual-use
Sofa Bed Bad Credit
Click-clack and pull-out sofa beds financed weekly with no hard credit check.
Comfort
Recliner Pay Monthly
Manual and electric recliners financed weekly. Soft-search TrustPay.
Benefits accepted
Furniture on Universal Credit
Universal Credit is accepted as income on TrustPay. No hard credit check.
Adverse credit
Furniture Finance with CCJ
CCJs, defaults, DMPs and IVAs are all considered. Soft-search TrustPay.
Rent-to-own alternative
BrightHouse Furniture Alternative
BrightHouse closed. TrustPay picks up where they left off — furniture on weekly payments, 0% APR.